Long known, is the fact that there are very few natural ethnic skin care products in the mainstream cosmetics industry to address skin of color properly. Seems almost everything formulated for our skin in the ethnic market is either too drying, too irritating, too greasy, or just plain too ineffective.What makes some formulators of these products think these type of products are going to help our skin? One would wonder what they were thinking. Is there any hope?It is extremely pleasing to say ‘indeed yes’, there is. Start using natural ethnic skin care products. Stop using toxic products. We know just how sensitive our skin is, so the first thing we need to do is avoid chemical-laden skin care and personal care products like the plague.These types of products can prove to be devastating to our skin in many ways. Unfortunately, these products were saturating and even dominating the cosmetics industry for quite some time.In both the ethnic personal care market as well as the mainstream personal care market, there’s a lot left to be desired. By now, you probably have a good idea why it is not recommended to use most mainstream personal care products for sensitive skin of color. Not to worry, natural personal care products are the answer.Natural Skin Care: Herbs Make the Difference for Ethnic SkinWhen it comes to natural skin care, herbs contained in products can have a very positive impact on ethnic skin. There is a fundamental difference in the way herbal skin care and conventional skin care works.Herbs themselves, contain not only single active constituents, but many active constituents that provide necessary nutrients to the skin. These multiple compounds acting together, can more effectively address skin problems from every angle.Remember, plant cells and human cells are very compatible. What does all this mean? It means that herbals treat not just the symptoms, but the underlying cause of any existing skin or health condition more effectively.It is well-known that herbs are more gentle in nature, on not only the skin, but the body as a whole. This can be attributed to the fact that herbs have been extracted as naturally occurring substances. Herbs are gentle and do not produce any major, toxic side effects on skin.This is especially beneficial for skin of color, as it is more reactive by nature than most other skin types and needs both the gentlest, and most effective treatment. Make no mistake about it, herbal skin care may be gentler, but this does not mean it is less effective. You’ll be pleasantly surprised!Remember, 60-70% of what you put on your skin has the ability to penetrate your pores and eventually end up in your blood stream. If you are going to use products to address your skin condition, why not use something naturally healthy as well?Natural products either purchased or home-made from natural ingredients, should be the preferred choice before conventional personal care products are sought after from the mainstream cosmetics industry.Herbals vs. Modern Drugs in the Skin Care IndustryModern drugs contained in mainstream or conventional skin care products (including benzoyl peroxide, salicylic acid, kojic acid, etc.) are manufactured in laboratories and then produced in mass quantities in factories.Before reaching the general public, these drugs are tested on a large number of users. The knowledge that forms the basis of the conventional or mainstream skin care industry is based on experimental findings and observations.To that extent, herbal treatments are also supported through years of fact-based evidence that has accumulated over generations and across cultures, thus their value is well-known.The unfortunate fact is that the approach to testing herbal beauty remedies has not been as thorough and rigorous as the testing that is seen in the mainstream beauty industry.So much money has been put into funding the analysis of modern drugs (also contained in many skin care products) that they should be able to produce evidence for the benefits of herbal treatments. In the modern drug and personal care markets, it’s all about the money.It is much less cost-effective for mainstream cosmetic and skin care makers to produce active, natural and organic skin care products than to produce unnatural and even unsafe ones.Remember that herbal treatments are different in that they are a complex mixture of a variety of active compounds. These active compounds work together to heal skin more effectively and are difficult to separate making duplication and measurement a difficult task for the mainstream formulator.One Word of CautionWhen selecting herbal ethnic skin care products for our dark skin, we must still be cautious for our skin’s sake. Beware of companies who tout themselves as offering you so-called ‘natural’, ‘herbal’ and ‘organic’ skin or hair care products and they really are not!When it comes down to it, there may be tiny amounts of only one, two or maybe even three organic and/or natural ingredients in the entire product followed or preceded by a host of chemical ingredients such as coloring agents, preservatives, stabilizers, thickeners, PH balancers, fragrance and such. Please read labels carefully. Avoid these products. Your skin will thank you.The Bottom LineDark skin types should be treated with the thorough understanding of our skin’s characteristics, strengths, and weaknesses. Once we understand this, we can treat it more effectively with natural herbs and avoid the recurrence of excessive skin problems. We can start by becoming more educated about our beautiful dark skin (you are because you’re reading this article).First, avoid unhealthy and unnatural skin care products, incorporate more fresh, nutrient rich foods in our diets, and use natural ethnic skin care products designed for ‘us’ (even if you have to make your own). You’re on your way!
Good Nutrition Starts at a Cellular Level
If the cells lose even the smallest amount of ability to produce energy for the body, the result is a decline in our general health and the emergence of sometime multiple degenerative conditions.Healthy cells produce our “vitality” – the body’s healthy energy level and natural resistance to stress.The big question becomes, how do we make sure our cells are working at full throttle on the energy front? Fortunately, maintaining healthy cells is fairly simple as scientific research shows that good nutrition is the key.Cells and energyWhat we eat can affect our cells and their efficiency in producing energy. The mitochondria or the “power plants” of the cell each contains a unique pattern of DNA, and their job is to facilitate cellular respiration, a process through which they transform oxygen and nutrients into energy and water.The finger-like folds in the mitochondrial inner membrane contain the respiratory “chains” where this process takes place.Unfortunately, oxygen, which is needed for this process to occur, is toxic to biological molecules and cells. That means that all processes involving oxygen, including cellular respiration, creates free radicals as a by-product.It’s just a consequence of normal metabolism, but these free radicals tend to oxidize biological molecules, just like iron oxidizes when it rusts. Over time, this oxidation can damage the cells, and halt cellular respiration, leading to the death of the cell.The body’s defense against this toxicity is to use antioxidant molecules against the free radicals.The body however, does not always get it right, and sometimes it is not able to produce enough antioxidants for the job. The result is that free radicals move around freely, ravaging the body’s proteins, fats, and DNA/RNA. The body will remove and repair some damaged macromolecules, but often the sheer overwhelming number of free radicals brings the repair system to its knees.Oxidative stressIn 1956, Professor Denham Harman came up with a theory that postulates that as we age and the oxidative damage the body has sustained over the years takes its toll, the level of oxidative stress rises.This means that oxidative damage increases over the course of a lifetime and accelerates in old age. At that point, we tend to see the occurrence of degenerative diseases, and obvious signs of ageing.Oxidative stress and chronic degenerative diseasesToday, scientists and doctors widely agree that oxidative stress figures prominently in eye problems such as cataracts and macular degeneration, atherosclerosis and heart disease, cell mutation and cancer, all kinds of inflammatory conditions, as well as brain and nervous system conditions such as Alzheimer’s disease.Neutralizing free radicals and disease preventionSo how do we reduce or prevent free radical damage to the cells?If oxidative stress increases when antioxidant defenses are compromised and free radical levels rise, surely we can decrease oxidative stress by improving the body’s antioxidant defenses and reducing the number of free radicals floating around the blood and tissues.Optimal cellular nutritionThe experts agree: Optimal cellular nutrition is the best way to boost the body’s natural defenses.This involves providing ALL nutrients to the cell at optimal levels, and allowing the cell to decide what it does and does not need.This way, we can ensure that there aren’t any nutritional deficiencies – because nutrient levels will automatically be corrected within a few months of regaining optimal cell nutrition.This seems easy enough, but one question still unanswered is: Which nutrients are needed for optimal cellular nutrition?Basically, it means giving your body all the antioxidants in addition to the supporting B vitamins and antioxidant minerals.It has been noted by some researchers that the recommended daily allowance (RDA) of each nutrient may in fact not be enough for our cells to prevent many health conditions. The RDAs are old, determined during the WW years, and apply to minimum nutrient intake to ward off deficiency diseases common back then. As a result, they don’t take into account conditions such as chronic degenerative diseases, which occur more frequently today.Optimal levels to prevent degenerative diseaseToday, the optimal levels of nutrients known to provide health benefits are much greater than the recommended daily allowances: eg: some studies show that the optimal level of vitamin C is approximately 1200 to 2000 mg daily, the RDA is only 60 mg.Because the enormous amount of fresh vegetables and fruit we would have to eat to obtain these new levels of nutrition is unmanageable for humans, the best, and most logical way to get optimum levels of vitamins,minerals and other nutrients is to take a good quality supplement.Think of cellular nutrition as a very wise way of using the supplement and your food as “preventative medicine” to stop the disease process before it even begins.It is a Myth that If I have a healthy diet, I do not need to take any supplementation.In fact, it is proven that if a large group of people were to follow the exact same dietary lifestyle & exercise program, a percentage would still suffer from high or low blood pressure, high or low blood sugar, or high or low stomach acid, while others could develop arthritis, cardiovascular disease, cancer, mental illness, or other medical conditions.Most nutrition-related health issues in Western society are not caused by nutritional deficiencies, but rather nutritional imbalances, which will negatively affect cellular nutrition and are responsible for many common medical problems in older people, while metabolic disorders can cause nutritional deficiencies following the malabsorption of certain nutrients.When we analyze people living to a ripe old age in reasonable health without the need of supplementation, we find that they had a lot of odds in their favor: good genes and a lack of factors that tend to upset the biochemical balance necessary to maintain good health. Anything upsetting the cellular nutrition balance will do one of three things: shorten someone’s life, worsen its quality, or require compensation through extra nutritional support or drug intervention.The difference between people who take nutritional supplements (that match cellular nutrition requirements), and those who do not can always be detected in the way the body handles a crisis/trauma. If you look at younger people in a crisis situation, they simply tend to handle various medical situations better, or recover faster than older ones. This would suggest that by ingesting the correct nutritional supplementation we could in fact be lowering our biological age
Business Capital Solutions In Canada: Accessing Proper Cash Flow & Commercial Financing
Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.
One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.
Business Loans In Canada
Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.
1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general
2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing
3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company
Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!
A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!
When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.
How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.
Three basics always emerge when it comes to your search for the right business capital and financing.
1. The amount of financing you need
2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders
3. How the financing is structured to be manageable with your day to day operations
What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business
Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:
A/R Financing / Factoring / Confidential Receivable Finance
Inventory finance / floor planning / retail inventory
Working Capital term loans
Unsecured cash flow loans
Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.
Royalty finance
Asset based non bank business lines of credit
Tax credit financing (SR&ED bridge loans)
Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.
Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.
If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.
Stan has had a successful career with some of the world’s largest and most successful corporations.
His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.